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Overdraft Limit
online credit india provide overdraft facility to fulfill working capital gap in day to day fund use requirement. We arrange secured and unsecured overdraft facility for working capital.key features & product facility secured od limit provides against property like residential, commercial, industrial and land property. unsecured od limit provides on the basis of financial. overdraft limit available from rs. 10 lakhs to rs. 100 cr. overdraft limit offered for 12 months, limit renewal will every year. interest only calculated on every day used account closing balance. interest rate and processing fee will be depending based on the schemes selected by the borrower. loan eligibility criteria sole proprietorship firms, partnership firms, private limited companies, public limited companies can apply. manufacturers, service provider, traders, wholesalers, retailers, online sellers can apply. minimum 3 years old business vintage required. minimum last 1 years audited turnover required individual’s age limit should be between 21 years to 65 years. * note: all final terms & condition will be as per selected bank or nbfc policy.
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MACHINERY LOAN
online credit india provide machinery loan services to sme enterprises and small business to expand existing business or start other business. We believe that indian company is still not getting proper finance solution for purchase machinery.key features & product facility loan provided for purchase new machine. loan amount available from rs. 05 lakhs to rs. 2 cr. loan term offered up to 5 years. interest rate and processing fee will be depending based on the schemes selected by the borrower. loan eligibility criteria sole proprietorship firms,partnership firms, private limited companies, public limited companies can apply. minimum 3 year business vintage required. latest 3 years itr required. for more than 20 lakh loan, latest itr audited required. individual’s age limit should be between 21 years to 60 years. * note : all final terms & condition will be as per selected bank or nbfc policy.
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Home Loan
online credit india home loan services help you to buy your dream home. Our home loan service can be beneficial to salaried and businessmen person to fulfill their dream by purchasing a home. We will arrange maximum home loan on lowest interest rate. .key features & product facility home loan available from rs. 05 lakh to rs. 25 cr. loan term offered min 5 years to max 20 year. interest rate and processing fee will be depending based on the schemes and company selected by the borrower. subsidy benefit also available on home loan as per borrower eligibility on government subsidy scheme. loan eligibility criteria salaried and businessmen can apply. last 3 years financial required or 3 month salary slip required. last 6 months bank statement. individual’s age limit should be between 21 years to 60 years. *note: all final terms & condition will be as per bank or nbfc policy.
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SME Unsecured Business Loan
Online Credit India offering customised Unsecured Business Loan service to self employed person and, has continually focused on customer̢۪s requirement base services for this product. We believe that self employed are still not getting best finance solution to grow their business. We providing SME Business loan to SME Enterprises to suit the working capital requirement. We arrange loan after having assessed and understood their business model, creditability, financials and other parameters. # Key Features & Product Facility 1. Without any Collateral Business Loan. 2. Loan amount from Rs. 10 Lakhs to Rs. 2.50 Cr. 3. Loan term offered Min 12 Month to 48 Month. 4. Use Loan any where according to your business requirement. 5. Interest rate and processing fee will be depending based on the schemes selected by the borrower. # Key Features & Product Facility 1. Minimum 3 Years old business vintage. 2. Minimum 1 Year audited sales turnover. 3. Sole Proprietorship Firms, Partnership Firms, Private limited Companies, Public limited Companies can apply. 4. Manufacturers, Service Provider, Traders, Wholesalers, Retailers, online sellers, catering services, tour & travels agencies can apply. * Note: All final terms & condition will be as per selected Bank or NBFC policy
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Personal Loan
online credit india provide collateral free personal loan service to self employed and salaried person.key features & product facility use loan to meeting your personal financial requirement. loan amount min rs. 1 lakhs to rs. 10 lakhs. loan term offered min 06 month to 48 month. final interest rate and processing fee will be depending based on the schemes and company selected by the borrower. loan eligibility criteria last 3 month salary slip and last year form 16 required for salaried person. last 3 years income tex return for businessman person.- last 6 month bank statement copy. kyc document id and address proof. * note: all final terms & condition will be as per bank or nbfc policy.
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Loan Against Property
online credit india is service provider in india and providing loan against property to our valuable customers. We provide secured term loan service to sme enterprises to suit the working capital or business expansion requirement. key features & product facility loan available 80% to 100% against residential, commercial, industrial or land property valuation. loan amount available min rs. 20 lakhs to rs. 100 cr. loan term min 5 years to 15 years. interest rate and processing fee will be depending based on the schemes and company selected by the borrower. loan eligibility criteria minimum 3 years old business proof required. minimum 3 years income tax return required. sole proprietorship firms, partnership firms, private limited companies can apply. manufacturers, service provider, traders, wholesalers, retailers, and online sellers can apply. individual’s age limit should be between 21 years to 65 years.
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Loan Against Property
Online Credit India offering customized secured term Loan services to the Salaried, SME Enterprises, Small Businesses and professionals. We continually focused on customer requirement base service for this product. We arrange maximum loan on lowest rate for our customer in this product. # Key Features & Product Facility 1. Loan available 80% to 100% against residential, commercial, industrial or land property valuation. 2. Loan amount available min Rs. 50 Lakhs to Rs. 100 cr. 3. Loan term min 5 years to 15 Years. 4. Interest rate and processing fee will be depending based on the schemes and company selected by the borrower. # Loan Eligibility Criteria 1. Minimum 3 Years old business vintage required. 2. Minimum 2 Years Audited Financial required. 3. Sole Proprietorship Firms, Partnership Firms, Private limited Companies can apply. 4.Manufacturers, Service Provider, Traders, Wholesalers, Retailers, and online sellers can apply. 5. Individual̢۪s age limit should be between 21 years to 60 years. * Note: All final terms & condition will be as per selected Bank or NBFC policy.
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cash credit limit
online credit india provide cash credit facility to fulfil working capital gap in day to day fund use requirement. key features & product facility cash credit limit provides against stock and property like residential, commercial, industrial and land property. cc limit available from rs. 50 lakhs to rs. 100 cr. cc limit offered for 12 months, limit renewal will every year. interest only calculated on every day used account closing balance. interest rate and processing fee will be depending based on the schemes selected by the borrower. loan eligibility criteria sole proprietorship firms, partnership firms, private limited companies, public limited companies can apply. manufacturers, service provider, traders, wholesalers, retailers, online sellers can apply. minimum 3 years old business vintage required. minimum last 1 years audited turnover required individual’s age limit should be between 21 years to 65 years. * note: all final terms & condition will be as per selected bank or nbfc policy.
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business loan
online credit india is providing business loan to sme enterprises to suit the working capital requirement. We arrange loan after having assessed and understood their business model, credit ability, financials and other parameters.key features & product facility without any collateral business loan. loan amount from rs. 05 lakhs to rs. 1 cr. loan term offered min 06 month to 48 month. use loan any where according to your business requirement. interest rate and processing fee will be depending based on the schemes selected by the borrower. loan eligibility criteria minimum 1 years old business vintage. minimum 50 lakhs yearly sales turnover. sole proprietorship firms, partnership firms, private limited companies, public limited companies can apply. manufacturers, service provider, traders, wholesalers, retailers, online sellers, catering services, tour & travels agencies can apply. * note: all final terms & condition will be as per selected bank or nbfc policy
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