Ally Financial Services Pvt. Ltd. Khanpur, Ahmedabad, Gujarat

The area of advisory services includes Advisory for MSMEs We help MSMEs (Micro, Small and Medium Enterprises) for getting registration certificate from DIC. We also provide services for documentation and paper submission for availing various benefits from state government. Benefits available to MSMEs Up to 5% interest subsidy (max subsidy amt 25 lacs @ 5 lacs per annum) Up to 3% interest subsidy on technology up gradation 10% subsidy on investments in Plants and Machineries purchased for expansion or new projects for technical textile Industries Business finance without offering collateral securities Reimbursement of expenses up to 50% (or two lacs max) incurred on obtaining quality certifications like ISO 18000, ISO 14000, ISO 9000, BSI, GMP, CE, HACCP etc. Reimbursement of expenses up to 50% (or five lacs max) incurred on patent registration Various assistances for marketing of products (international & domestic level) Rebate for developing Industrial Park Financial Assistance up to 50% of project cost (max Rs.500 lacs) for Critical Infrastructure project Financial Assistance up to 50% of project cost (max Rs.5 lacs per project) for Research and development projects Financial assistance for environment projects

ALLY financial Services Pvt. Ltd. is engaged in providing specialized advisory services in the field of finance. We are concentrating on two sectors simultaneously - Retail finance and Business finance. Our objective is to build a customer network through providing best quality consulting services for arranging finance at the least hurdles to customers and thereby to generate the best value of trust. The area of advisory services includes : Retail Finance Education loans Immovable Properties loans (mortgage loans) Home loans Lease Rental Discounting Car loans Unsecured loans Agriculture finance Consumer Finance

ALLY financial Services Pvt. Ltd. is engaged in providing specialized advisory services in the field of finance. We are concentrating on two sectors simultaneously - Retail finance and Business finance. Our objective is to build a customer network through providing best quality consulting services for arranging finance at the least hurdles to customers and thereby to generate the best value of trust. The area of advisory services includes Business Finance Business finance is a long-term business strategy, characterized by extensive lead-time before deals are finalized. Locating the time and cost effective sources of finance for clients’ project is our strength. Be it Equipment Finance, Short or Long Term Funds, Trade Finance, Structured Finance or any other product, our team studies the options available, then sources the most beneficial route for our clients. From Capital Structuring to Feasibility Studies to Project Appraisal to sourcing funds, we take care of entire transaction. Our knowledge of the current investment scenario and understanding of specific needs, enable us to deliver cost competitive structural solutions.

The area of advisory services includes Business Valuation : Valuation Services We value Businesses or their assets for variety of reasons. Some of the most noticeable purposes for valuation of business are demonstrated below: Buy/sell agreements Addition or retirement of partner, dissolution of partnership, succession planning Ownership disputes Sharing on family separations and related family disputes Mergers and acquisitions Allocation of purchase price Recapitalizations / Restructuring the business / Raising funds Business planning and value added management Investment decisions / divestitures IPO Financial reporting Wealth planning / tax planning Will planning Goodwill impairment Litigation issues involving lost profits or economic damages

The area of advisory services includes Business Valuation : Valuation reporting We provide consulting services for valuation engagements as well as for calculation engagements. Based on the purpose and requirement of client, we provide: Comprehensive report Limited “Abbreviated” report Fairness opinion Review of an Appraisal Comprehensive report: A report which requires analysis of Business data- qualitative & Quantitative, review of Industry/sector & economy, consideration of various appraisal techniques and based on all these to estimate the VALUE by applying relevant technique/s. Limited “Abbreviated” report: A report which requires specific consideration only as per need of client. Like- owner may require calculating the firm value based on his forecast by application of any specific technique (like DCF) only. - Or for limited purpose of finding the tangible worth of Company only. Fairness opinion: A report which requires the opinion of Appraiser on fairness of specific value or range of value quoted by a client or any other appraiser. The opinion does not express a specific value; rather it states whether or not appraiser feels the value offered is fair or not. Review of an Appraisal: A report to review and comment on valuation derived/ obtained by client or any other appraiser. It is generally in form of letter describing the review and critiques.

The area of advisory services includes Business Broking services : Services for purchasers Advising on taking decision for business to buy Analysis of basic information on business proposed to buy Business performance evaluation SWOT analysis for business Valuation of goodwill and other intangibles Assistance for fixation of business BUY price and payment scheduling Finance arrangement for business purchase Buy/sell agreements Merger, amalgamation, takeover formalities wherever required Consulting on business expansion and forming unique marketing strategy

The area of advisory services includes Business Broking services:Services for investors Advising on taking decision for choosing a business for investments Business analysis on part of investor Guiding on Investment options (like capital/equity investment, Term loan, strategic investment, convertible investment or any combination of financing) and assisting on choosing the better one Risk / benefit analysis of investments Appraising the value of the investment and that of the business Arranging finance to dilute the investment risk Investment documentations Business investments – portfolio management

The area of advisory services includes Business Broking services:Services for sellers Advising on taking decision for choosing a buyer and arranging a proposed buyer SWOT analysis for business Analysis of basic information on business proposed to sell and drafting the sales proposal Valuation of goodwill and other intangibles Business performance evaluation Assistance for fixation of business SELL price and payment scheduling Buy/sell agreements Merger, amalgamation formalities wherever required Winding up or business closure documentations

The area of advisory services includes Management advisory services Capital structuring, financial restructuring and deciding Debt-equity ratio Appraisal (Valuation) of business and business goodwill or intangibles Valuing a business for purchase or sale Project evaluation, Business evaluation, feasibility planning, Turn around management, Rehabilitation package designing Profit Enhancement Planning (PEP) Investigation audit Due diligence audit Managing and administration Micro venture finances Development of strategies for achieving business / corporate plans within budgetary limits Corporate group planning with differentiation of group activities and inter business transactions based on the development plans,SBU and profit centre planning Balance sheet presentation keeping in view the future business plans Introducing system for SBU promotions, based on operational results Suggesting performance / potentiality based fund incubation Revenue– Cost model analysis on launching of new product / venture / business expansion Like, suggesting the mode of transaction on Capital purchase (rent or purchase, equipment on rent or hire purchase or cash purchase), fixed or percentage based sharing on joint venture etc. Development of Management Information System (MIS) and timely generation of operational reports like profitability reports, revenue reports, expense reports, fund flown and cash flow statements, return vs. investments, fixed cost vs.variable cost, ratio analysis, debt analysis etc. Funding structure reporting system (like long term vs. short term debt and investment, owners fund vs. outside liabilities, working capital proportion) Generation of utility focused special financial reports Budgeting and variance analysis Merger, acquisition, demerger, diversification planning Joint venture, tie-ups, collaboration, franchisee planning Preparation of business agreements

The area of advisory services includes Life Insurance Endowment policies Term Policies Pension plans and retirement plans Money back policies Unit link / market link policies Children policies Employees’ / Group term policies Insurance Policy available with all major Companinies

The area of advisory services includes General Insurance Motor and other vehicle insurance Home, factory, Godown Insurance Equipment (like laptops, computers, lab equipments) Insurance Stock Insurance Medi claim / Group mediclaim Loss of profit policies Insurance Policy available with all major public and private sector Companies