We offer our clients with impeccable Concurrent Audit Services. The Concurrent Auditing is systematic and timely examination of the financial transactions to make sure that they are accurate, authentic and in compliance with government procedures and guidelines. The Concurrent Auditing, that we offer, does not emphasize on test checking but checks the transactions on a substantial basis with an objective to detect arithmetical errors and manipulation deliberately made (if any).Moreover, our endeavor is to conduct concurrent audits as per the scope of the entity and includes :
Reporting inefficiencies at any operational level
Bringing to light violations of procedures (if any)
Detection and arresting of leakages of income, (if any)
Ensuring compliance with the procedures and policies
Ascertaining whether sanctions for advances and expenditures is taken from a competent authority
Review of the Funds Flow Statement and analysis of the utilization of the funds & various resources that were available
A systematic review to understand the existing systems and procedures and enable us suggest areas for system improvement as well as strengthening of controls
We offer our clients with impeccable Concurrent Audit Services. The Concurrent Auditing is systematic and timely examination of the financial transactions to make sure that they are accurate, authentic and in compliance with government procedures and guidelines. The Concurrent Auditing, that we offer, does not emphasize on test checking but checks the transactions on a substantial basis with an objective to detect arithmetical errors and manipulation deliberately made (if any).Moreover, our endeavor is to conduct concurrent audits as per the scope of the entity and includes :
Reporting inefficiencies at any operational level
Bringing to light violations of procedures (if any)
Detection and arresting of leakages of income, (if any)
Ensuring compliance with the procedures and policies
Ascertaining whether sanctions for advances and expenditures is taken from a competent authority
Review of the Funds Flow Statement and analysis of the utilization of the funds & various resources that were available
A systematic review to understand the existing systems and procedures and enable us suggest areas for system improvement as well as strengthening of controls
We leverage on our team of experienced personnel who enable us conduct Internal Auditing of our clients’ business. Internal Auditing is conducted as per the requirements of our clients in order to provide them with accurate information about their financial status. Our Internal Auditing also enables the clients reach the required level of compliance as mandated by legislation. Our Internal Auditing Includes :
Project management
Performing key controls testing
Assisting Corporate to document and evaluate internal controls
Providing assistance in developing Internal Control Framework
Providing assistance in developing Risk Management Framework
Training personnel on internal audit function, and methods of documenting controls
Our MethodologyBased on the risk assessment of the organizations, our internal auditors, management and oversight board determines where to focus internal auditing efforts. These are generally conducted on one or more discrete projects. Typically the Internal Auditing project involves the following steps :
Establish and communicate the scope and objectives for the audit to appropriate management
Develop an understanding of the business area under review. This includes objectives measurements, and identifying key transaction types. This involves review of documents and interviews. Flowcharts and narratives may be created if necessary
Identify control procedures used to ensure that each key transaction type is properly controlled and monitored
Develop and execute a risk-based sampling and testing approach to determine whether the most important controls are operating as intended
Report problems identified and negotiate action plans with management to address the problems
Follow-up on reported findings at appropriate intervals. Internal audit departments maintain a follow-up database for this purpose
By analyzing and recommending business improvements in critical areas, auditors help the organization succeed. In addition to assessing business processes, specialists called Information Technology (IT) Auditors review information technology controls
We leverage on our team of experienced personnel who enable us conduct Internal Auditing of our clients’ business. Internal Auditing is conducted as per the requirements of our clients in order to provide them with accurate information about their financial status. Our Internal Auditing also enables the clients reach the required level of compliance as mandated by legislation. Our Internal Auditing Includes :
Project management
Performing key controls testing
Assisting Corporate to document and evaluate internal controls
Providing assistance in developing Internal Control Framework
Providing assistance in developing Risk Management Framework
Training personnel on internal audit function, and methods of documenting controls
Our MethodologyBased on the risk assessment of the organizations, our internal auditors, management and oversight board determines where to focus internal auditing efforts. These are generally conducted on one or more discrete projects. Typically the Internal Auditing project involves the following steps :
Establish and communicate the scope and objectives for the audit to appropriate management
Develop an understanding of the business area under review. This includes objectives measurements, and identifying key transaction types. This involves review of documents and interviews. Flowcharts and narratives may be created if necessary
Identify control procedures used to ensure that each key transaction type is properly controlled and monitored
Develop and execute a risk-based sampling and testing approach to determine whether the most important controls are operating as intended
Report problems identified and negotiate action plans with management to address the problems
Follow-up on reported findings at appropriate intervals. Internal audit departments maintain a follow-up database for this purpose
By analyzing and recommending business improvements in critical areas, auditors help the organization succeed. In addition to assessing business processes, specialists called Information Technology (IT) Auditors review information technology controls
We are also engaged in offering our clients with impeccable services for Statutory Auditing. These are legally required reviews to ascertain the accuracy of a company’s or government’s financial record. The main objective of Statutory Auditing is same as any other audit, i.e., to determine whether an organization is providing a fair and accurate representation of its financial position. We examine client’s information such as bank balances, bookkeeping records and financial transactions and offer accurate Statutory Auditing for their businesses.
We are also engaged in offering our clients with impeccable services for Statutory Auditing. These are legally required reviews to ascertain the accuracy of a company’s or government’s financial record. The main objective of Statutory Auditing is same as any other audit, i.e., to determine whether an organization is providing a fair and accurate representation of its financial position. We examine client’s information such as bank balances, bookkeeping records and financial transactions and offer accurate Statutory Auditing for their businesses.
We offer our clients with comprehensive services in conducting various Stock Auditing Services. Our Stock Auditing helps companies safeguard, as well as monitor their physical assets and inventories efficiently. We have with us a team of Stock Auditors, who follows strict audit and reporting mechanism in order to ensure that every aspect of stocks is evaluated. The Stock Auditing that we conduct provides accurate valuation of inventories. These are done by taking into account physical controls, obsolete inventory, scrap and returned goods. We also record the inward and outward movement of goods as well as stock procedures on the shop floor thoroughly.We currently offer three types of Stock Audits :
Environmental Conditions Audit
Arrangement of inventory in orderly manner
Ready identification of inventory and WIP
Storage arrangements, to protect against deterioration
Identification of WIP, including stage of completion
Handling of obsolete and damaged stock: identification and segregation
Adherence to Processes & Procedure Audit
Physical counts
Comparison of physical counts to computerized records
Existence of numerical counts for stock, use of tag sheets
Sampling Inward and Outward stock movement process
Examination of sealed inventories
Ancillary Processes & Procedure Audit
Stocks lying at outside locations
Use of technology for stock management
Visual documentation of stock (through photographs)
Key Benefits Of Stock Audit
Prevent pilferage and fraud
Direct impact on costs and bottom-line
Enable accurate valuation of inventory
Identify gaps in current inventory management process
Third party independent opinion, especially for Agent warehouses
Identification of slow moving stock, obsolete stock, dead stock and scrap
We offer our clients with comprehensive services in conducting various Stock Auditing Services. Our Stock Auditing helps companies safeguard, as well as monitor their physical assets and inventories efficiently. We have with us a team of Stock Auditors, who follows strict audit and reporting mechanism in order to ensure that every aspect of stocks is evaluated. The Stock Auditing that we conduct provides accurate valuation of inventories. These are done by taking into account physical controls, obsolete inventory, scrap and returned goods. We also record the inward and outward movement of goods as well as stock procedures on the shop floor thoroughly.We currently offer three types of Stock Audits :
Environmental Conditions Audit
Arrangement of inventory in orderly manner
Ready identification of inventory and WIP
Storage arrangements, to protect against deterioration
Identification of WIP, including stage of completion
Handling of obsolete and damaged stock: identification and segregation
Adherence to Processes & Procedure Audit
Physical counts
Comparison of physical counts to computerized records
Existence of numerical counts for stock, use of tag sheets
Sampling Inward and Outward stock movement process
Examination of sealed inventories
Ancillary Processes & Procedure Audit
Stocks lying at outside locations
Use of technology for stock management
Visual documentation of stock (through photographs)
Key Benefits Of Stock Audit
Prevent pilferage and fraud
Direct impact on costs and bottom-line
Enable accurate valuation of inventory
Identify gaps in current inventory management process
Third party independent opinion, especially for Agent warehouses
Identification of slow moving stock, obsolete stock, dead stock and scrap
We arrange Bank Guarantee Services from various banks and with the minimum securities and cash margins at the lowest possible rates. Bank Guarantee Services are different financial facilities that are offered by banking institutions. Here, a Bank Guarantee is a type of banking arrangement where bank substitutes its creditworthiness for that of the customer. It is a contingent obligation meaning “depending on happening of an event, which may or may not occur” with 99% of time it is not paid as event does not happen. Always issued on behalf of its customers, the final liability also always falls on the customers. One common type of BG is performance-related where bank tells beneficiary if customer does meet the defined obligations, the bank will pay like issuing BG to shipping company for release of goods without Bills of Lading or substituting for cash payment. Further, bank guarantees are also issued for financial reasons like MNCs from a particular country wanting to borrow from bank for its subsidiary in another country. In all bank guarantee is banks assurance to guarantee the loan. Expertise In Handling Bank Guarantees :The company has with it extensive experience in successfully handling the demands of both LC and BG facilities, which can be organized from leading Banks of respective countries. Its team of experienced financial experts also ensures that minimum securities are needed to qualify for facilities of LC or Bank Guarantee.Some Of Our Bank Guarantee Services Features Include :
Providing BG facilities to sums as desired by customers
Rates of interest determined as per bank rates of interest
All offers made valid for one month from date of offer
No prepayment penalty charges on foreclosure
Standard Features Of Bank Guarantee Services :
Services primarily used in international trading for large transactions between supplier in one country and customer in another
BG from lending institutions ensure liabilities of debtors will be met in cases debtor fails to settle debts, bank will cover it
We arrange Bank Guarantee Services from various banks and with the minimum securities and cash margins at the lowest possible rates. Bank Guarantee Services are different financial facilities that are offered by banking institutions. Here, a Bank Guarantee is a type of banking arrangement where bank substitutes its creditworthiness for that of the customer. It is a contingent obligation meaning “depending on happening of an event, which may or may not occur” with 99% of time it is not paid as event does not happen. Always issued on behalf of its customers, the final liability also always falls on the customers. One common type of BG is performance-related where bank tells beneficiary if customer does meet the defined obligations, the bank will pay like issuing BG to shipping company for release of goods without Bills of Lading or substituting for cash payment. Further, bank guarantees are also issued for financial reasons like MNCs from a particular country wanting to borrow from bank for its subsidiary in another country. In all bank guarantee is banks assurance to guarantee the loan. Expertise In Handling Bank Guarantees :The company has with it extensive experience in successfully handling the demands of both LC and BG facilities, which can be organized from leading Banks of respective countries. Its team of experienced financial experts also ensures that minimum securities are needed to qualify for facilities of LC or Bank Guarantee.Some Of Our Bank Guarantee Services Features Include :
Providing BG facilities to sums as desired by customers
Rates of interest determined as per bank rates of interest
All offers made valid for one month from date of offer
No prepayment penalty charges on foreclosure
Standard Features Of Bank Guarantee Services :
Services primarily used in international trading for large transactions between supplier in one country and customer in another
BG from lending institutions ensure liabilities of debtors will be met in cases debtor fails to settle debts, bank will cover it
For companies that are already availing credit facilities from banks, we can swap their credit facilities at cheaper rates through some other Banks thereby assisting the companies in reducing their cost of funds and improve the profitability. We can get a higher amount of funds on the same collateral securities as well. Further, Debt Swapping can also be performed for conversion of old debts to either new debts or new equity. This type of Debt Swapping can be performed by companies for purposes of :
Reducing cost
Gaining more favorable repayment schedule
Reorganizing debts
Avoiding bankruptcy
Who can avail Debt Swapping :The rich experience of our company allows it to arrange debt swapping facilities available to companies already availing existing facility like :
In term loan or C.C. limit from BankFinancial institution but at higher interest rates
Who want arrangement of same facility at lower rate of interests
Who want enhancement of existing limits on same collateral (if its' market value is more than previous assessment rates)
How Debt Swapping Helps :As leading names in the field of financial restructuring process, the extensive experience gained by our company allows it to :
Provide desired service support to businesses to grow with support of bank as their financial partners
Assisting in finding appropriate partner through takeover that best suits client company’s specific business model but with better terms and conditions
Conduct F analysis of available options and approaching one that perfectly fits the requisite financial requirement of client companies
In giving clients objective advice, our company seeks to :
Support Client Company’s decision making backed with clear analysis of available options as well as strategies
Providing market experience in relation to key debt markets, products as well as counter parties that help in introducing clients to key players in debt capital markets
Creating a competitive environment and arming clients for negotiations with bankers and investors
Advise clients throughout transaction process right from initial strategy to implementation
Assisting client companies to analyze their options as well as addressing impact of alternative funding routes on their business and objectives
Work with client company’s existing advisory team and providing specialist perspective to the whole issue of funding
Provide skilled resources to handle heavy lifting
Sharing with client companies gained knowledge of range of potential financiers, their appetite and attitude to credit along with factors like pricing and structure
For companies that are already availing credit facilities from banks, we can swap their credit facilities at cheaper rates through some other Banks thereby assisting the companies in reducing their cost of funds and improve the profitability. We can get a higher amount of funds on the same collateral securities as well. Further, Debt Swapping can also be performed for conversion of old debts to either new debts or new equity. This type of Debt Swapping can be performed by companies for purposes of :
Reducing cost
Gaining more favorable repayment schedule
Reorganizing debts
Avoiding bankruptcy
Who can avail Debt Swapping :The rich experience of our company allows it to arrange debt swapping facilities available to companies already availing existing facility like :
In term loan or C.C. limit from BankFinancial institution but at higher interest rates
Who want arrangement of same facility at lower rate of interests
Who want enhancement of existing limits on same collateral (if its' market value is more than previous assessment rates)
How Debt Swapping Helps :As leading names in the field of financial restructuring process, the extensive experience gained by our company allows it to :
Provide desired service support to businesses to grow with support of bank as their financial partners
Assisting in finding appropriate partner through takeover that best suits client company’s specific business model but with better terms and conditions
Conduct F analysis of available options and approaching one that perfectly fits the requisite financial requirement of client companies
In giving clients objective advice, our company seeks to :
Support Client Company’s decision making backed with clear analysis of available options as well as strategies
Providing market experience in relation to key debt markets, products as well as counter parties that help in introducing clients to key players in debt capital markets
Creating a competitive environment and arming clients for negotiations with bankers and investors
Advise clients throughout transaction process right from initial strategy to implementation
Assisting client companies to analyze their options as well as addressing impact of alternative funding routes on their business and objectives
Work with client company’s existing advisory team and providing specialist perspective to the whole issue of funding
Provide skilled resources to handle heavy lifting
Sharing with client companies gained knowledge of range of potential financiers, their appetite and attitude to credit along with factors like pricing and structure
We arrange Letter of Credit Services from various banks and with the minimum securities and cash margins at the lowest possible rates. Letter of Credit Services are different financial facilities that are offered by banking institutions. Here, a Bank Guarantee is a type of banking arrangement where bank substitutes its creditworthiness for that of the customer. It is a contingent obligation meaning “depending on happening of an event, which may or may not occur” with 99% of time it is not paid as event does not happen. Always issued on behalf of its customers, the final liability also always falls on the customers. Standby Letter of Credit (SBLC) works as non-fund based financial assistance that is provided to customers through leverage of credit line from bankers using Letter of Credit (LC) Facility. LC is extended to customers with appropriate cash margin.Expertise In Handling Letter of Credit Services :Our company has with it extensive experience in successfully handling the demands of Letter of Credit Services, which can be organized from leading Banks of respective countries. Its team of experienced financial experts also ensures that minimum securities are needed to qualify for facilities of LC or Bank Guarantee.Some of our services features include :
Providing BG facilities to sums as desired by customers
Rates of interest determined as per bank rates of interest
All offers made valid for one month from date of offer
No prepayment penalty charges on foreclosure
Standard Features Of Letter of Credit Services :
Services primarily used in international trading for large transactions between supplier in one country and customer in another
Letters of credit ensure transaction proceeds as planned, while bank guarantees reduce loss if transaction doesn't go as planned
We arrange Letter of Credit Services from various banks and with the minimum securities and cash margins at the lowest possible rates. Letter of Credit Services are different financial facilities that are offered by banking institutions. Here, a Bank Guarantee is a type of banking arrangement where bank substitutes its creditworthiness for that of the customer. It is a contingent obligation meaning “depending on happening of an event, which may or may not occur” with 99% of time it is not paid as event does not happen. Always issued on behalf of its customers, the final liability also always falls on the customers. Standby Letter of Credit (SBLC) works as non-fund based financial assistance that is provided to customers through leverage of credit line from bankers using Letter of Credit (LC) Facility. LC is extended to customers with appropriate cash margin.Expertise In Handling Letter of Credit Services :Our company has with it extensive experience in successfully handling the demands of Letter of Credit Services, which can be organized from leading Banks of respective countries. Its team of experienced financial experts also ensures that minimum securities are needed to qualify for facilities of LC or Bank Guarantee.Some of our services features include :
Providing BG facilities to sums as desired by customers
Rates of interest determined as per bank rates of interest
All offers made valid for one month from date of offer
No prepayment penalty charges on foreclosure
Standard Features Of Letter of Credit Services :
Services primarily used in international trading for large transactions between supplier in one country and customer in another
Letters of credit ensure transaction proceeds as planned, while bank guarantees reduce loss if transaction doesn't go as planned
We are a notable name in the domain when it comes to Private Equity & Venture Capital Services. We assist new businesses who have got an excellent business idea but not the required capital by arranging the venture capital for them and assist them in dreams. For existing units with proven track record and excellent growth potential, we arrange private equity also from Indian and Foreign Institution Investors.Venture Capital is a type of "risk capital" that is capital that is invested in business where there is substantial risk element involved relating to future creation of profits as well as cash flows. Here, risk capital is invested as shares other than as loans with investor requiring higher "rate of return" to compensate him for the risk factor undertaken. The salient working points of Venture Capital include :
Providing long-term, committed share capital for supporting unquoted companies to achieve desired growth in the market
Supporting entrepreneurs in starting-up, expanding, buying-into business, buying-out business and bringing turnaround of a company
With lenders having legal right to interest on loan and repayment of capital, irrespective of success or failure of business, venture capitalists return is dependent on growth and profitability of the business. Private Equity : This refers to equityquasi-equity investment in high-growth companies and comprises :
Buyouts
Mezzanine financing
Privatization
Public and private deals
Businesses attractive to venture capitalists :Venture capitalists prefer investing in entrepreneurial businesses. This could be small or new businesses with final decision based on investment's aspirations and potential for growth, rather than by current size. Our Strengths
Proactively focusing efforts to meet the venture capital demands of promising companies through bringing more funding to the table
Services backed by deep insight into market dynamics and competitive intelligence backed by long-term growth strategies
Unique understanding of company’s environment that allows it to design comprehensive solutions to meet all their banking needs
Committed towards making banking an easier process including :
Executing capital calls quickly
Proactively managing tax implications of client’s cash investments
Providing client’s speed and agility they require to compete successfully
With our strategic advisors holding expertise in custom tailoring financing solutions right from :
Arranging simple lines of credit
Acquisition financing
Complex structures for international growth
These are all done to support clients in their short and long-term strategic goals. Clients can avail Private Equity & Venture Capital Services from us at reasonable prices.
We are a notable name in the domain when it comes to Private Equity & Venture Capital Services. We assist new businesses who have got an excellent business idea but not the required capital by arranging the venture capital for them and assist them in dreams. For existing units with proven track record and excellent growth potential, we arrange private equity also from Indian and Foreign Institution Investors.Venture Capital is a type of "risk capital" that is capital that is invested in business where there is substantial risk element involved relating to future creation of profits as well as cash flows. Here, risk capital is invested as shares other than as loans with investor requiring higher "rate of return" to compensate him for the risk factor undertaken. The salient working points of Venture Capital include :
Providing long-term, committed share capital for supporting unquoted companies to achieve desired growth in the market
Supporting entrepreneurs in starting-up, expanding, buying-into business, buying-out business and bringing turnaround of a company
With lenders having legal right to interest on loan and repayment of capital, irrespective of success or failure of business, venture capitalists return is dependent on growth and profitability of the business. Private Equity : This refers to equityquasi-equity investment in high-growth companies and comprises :
Buyouts
Mezzanine financing
Privatization
Public and private deals
Businesses attractive to venture capitalists :Venture capitalists prefer investing in entrepreneurial businesses. This could be small or new businesses with final decision based on investment's aspirations and potential for growth, rather than by current size. Our Strengths
Proactively focusing efforts to meet the venture capital demands of promising companies through bringing more funding to the table
Services backed by deep insight into market dynamics and competitive intelligence backed by long-term growth strategies
Unique understanding of company’s environment that allows it to design comprehensive solutions to meet all their banking needs
Committed towards making banking an easier process including :
Executing capital calls quickly
Proactively managing tax implications of client’s cash investments
Providing client’s speed and agility they require to compete successfully
With our strategic advisors holding expertise in custom tailoring financing solutions right from :
Arranging simple lines of credit
Acquisition financing
Complex structures for international growth
These are all done to support clients in their short and long-term strategic goals. Clients can avail Private Equity & Venture Capital Services from us at reasonable prices.
Working Capital Facilities, also called Cash Credits, is a type of facility that is used for withdrawing amount from business account even though the account does not have enough credit balance. Here, the amount limit which can be withdrawn is sanctioned by bank based on business cycle of client as well as working capital gap and drawing power of clients. Here, the drawing power is determined upon understanding the stock as well as book debts statements that are submitted by borrowers at monthly intervals against security through hypothecation of :
Stock of commodities
Book debts
Here, the excess cash withdrawal facility is made on demand from customer where they have to pay interest on excess amount withdrawn. Further, the Cash Credit facility is also useful for those businesses where cash payment like wages, transportation need to be made and receivables are not realized in time.Our Expertise :Our company holds expertise in providing customers with Working Capital Finance that act as loans designed towards meeting cash flow needs without much hassles. The expertise of the company lies in : Setting up working capital facilities for WCDL, Cash credit, LCs, Guarantees, Export Credit for select dealers of Corporate where facilities are set up based on :
Analysis of financials
Need for funding
Regulatory guidelines
Security
With a minimum margin of 25%, company also provides funding against :
Hypothecation of Stocks
Book Debts
Documentation Process : Following steps are followed for completing application process.
Application form accepted and acknowledged
Personal interview /discussions held with customers by bank officials
Bank's Field Investigation team visits business place of applicants
Bank verifying track records of applicants with common information sharing bureau (CIBIL)
In fresh projects, bank analyses back ground of applicants and technical feasibility/financial viability of projects based on different parameters and existing market conditions
Depending on size of projects, file is put up for sanction to appropriate level of authority
Sanction and disbursement :
On sanction, sanction letter issued specifying terms and conditions for disbursement of loans
Acceptance to terms of sanction taken from Applicants
Processing charges as specified by banks paid to proceed further with disbursement procedure
Documentation procedure takes place ding to terms of sanction of loan of bank are executed
All necessary documents as specified by legal dept., accor
Disbursement of loan takes place after Legal Dept. Certifies Correctness of execution documents
Working Capital Facilities, also called Cash Credits, is a type of facility that is used for withdrawing amount from business account even though the account does not have enough credit balance. Here, the amount limit which can be withdrawn is sanctioned by bank based on business cycle of client as well as working capital gap and drawing power of clients. Here, the drawing power is determined upon understanding the stock as well as book debts statements that are submitted by borrowers at monthly intervals against security through hypothecation of :
Stock of commodities
Book debts
Here, the excess cash withdrawal facility is made on demand from customer where they have to pay interest on excess amount withdrawn. Further, the Cash Credit facility is also useful for those businesses where cash payment like wages, transportation need to be made and receivables are not realized in time.Our Expertise :Our company holds expertise in providing customers with Working Capital Finance that act as loans designed towards meeting cash flow needs without much hassles. The expertise of the company lies in : Setting up working capital facilities for WCDL, Cash credit, LCs, Guarantees, Export Credit for select dealers of Corporate where facilities are set up based on :
Analysis of financials
Need for funding
Regulatory guidelines
Security
With a minimum margin of 25%, company also provides funding against :
Hypothecation of Stocks
Book Debts
Documentation Process : Following steps are followed for completing application process.
Application form accepted and acknowledged
Personal interview /discussions held with customers by bank officials
Bank's Field Investigation team visits business place of applicants
Bank verifying track records of applicants with common information sharing bureau (CIBIL)
In fresh projects, bank analyses back ground of applicants and technical feasibility/financial viability of projects based on different parameters and existing market conditions
Depending on size of projects, file is put up for sanction to appropriate level of authority
Sanction and disbursement :
On sanction, sanction letter issued specifying terms and conditions for disbursement of loans
Acceptance to terms of sanction taken from Applicants
Processing charges as specified by banks paid to proceed further with disbursement procedure
Documentation procedure takes place ding to terms of sanction of loan of bank are executed
All necessary documents as specified by legal dept., accor
Disbursement of loan takes place after Legal Dept. Certifies Correctness of execution documents
Buying a house is perhaps the most basic aspiration for most people. In today’s time, making this dream a reality has become really easy thanks to the variety of Home loans available in the market. So whether it is a first home that you are looking at or the second, whether it is for you and your family to live in or to simply make an investment for the future, Home Loan Services make it possible. So what exactly is a home loan?A home loan is a type of loan where the consumer borrows money from a lender which would typically be a Bank, an NBFC or a housing finance company, to purchase a residential property and offers the same property to the lender as a security.Home Loans may be used to do any of the following :
Purchase a property within a residential development which is currently under-construction
Purchase a ready property, typically from a builder or its current owner
Purchase a plot in a private development OR from a current owner Or from a government development authority
Finance the construction of your house on a plot you already own
Purchase a Plot as well as finance the construction of your home on it.
Most institutions lend upto 80% of the value of the property as a Home loan, provided the borrower can demonstrate the ability to pay the installment for such a loan.When to applyYou may apply for a home loan after you have decided which property you are acquiring, and even if you haven’t made a decision, you can still apply and your financier would be able to let you know what loan amount you are eligible for under their Home loan program.We are a notable Service Provider of Home Loan Services. Clients can avail professional Home Loan Services from us.
Buying a house is perhaps the most basic aspiration for most people. In today’s time, making this dream a reality has become really easy thanks to the variety of Home loans available in the market. So whether it is a first home that you are looking at or the second, whether it is for you and your family to live in or to simply make an investment for the future, Home Loan Services make it possible. So what exactly is a home loan?A home loan is a type of loan where the consumer borrows money from a lender which would typically be a Bank, an NBFC or a housing finance company, to purchase a residential property and offers the same property to the lender as a security.Home Loans may be used to do any of the following :
Purchase a property within a residential development which is currently under-construction
Purchase a ready property, typically from a builder or its current owner
Purchase a plot in a private development OR from a current owner Or from a government development authority
Finance the construction of your house on a plot you already own
Purchase a Plot as well as finance the construction of your home on it.
Most institutions lend upto 80% of the value of the property as a Home loan, provided the borrower can demonstrate the ability to pay the installment for such a loan.When to applyYou may apply for a home loan after you have decided which property you are acquiring, and even if you haven’t made a decision, you can still apply and your financier would be able to let you know what loan amount you are eligible for under their Home loan program.We are a notable Service Provider of Home Loan Services. Clients can avail professional Home Loan Services from us.
We are engaged in offering Loan Against Property Services in Delhi, Gurgaon, Noida, Faridabad & Ghaziabad.
Loan Against Property On Residential Property :
We coordinate loan against property on all approved properties. Loan Against Property can be taken against residential property which has sanctioned map. We also coordinate Loan Against Property on residential properties situated in approved colonies, which do not have sanction plan. You can also plan to take Loan Against Property for residential plot. The maximum loan under this scheme can be up-to 65% -70% of the market value of the property.
Loan Against Property On Commercial Property :
You can also choose to take Loan Against Property on commercial property (Shop, Office, Showroom etc). While providing loan against property on commercial property, Bank verifies the type of commercial property, its usage and occupancy. You can choose to take Loan Against Property on self occupied property or you can also take Loan Against Property on leased commercial property where rent can be directly escrowed to bank EMI. The maximum loan under this scheme can be up-to 60% of the market value of the property.We are a notable name when it comes to Loan Against Property Services. Avail expert Loan Against Property Services from our company.
We are engaged in offering Loan Against Property Services in Delhi, Gurgaon, Noida, Faridabad & Ghaziabad.
Loan Against Property On Residential Property :
We coordinate loan against property on all approved properties. Loan Against Property can be taken against residential property which has sanctioned map. We also coordinate Loan Against Property on residential properties situated in approved colonies, which do not have sanction plan. You can also plan to take Loan Against Property for residential plot. The maximum loan under this scheme can be up-to 65% -70% of the market value of the property.
Loan Against Property On Commercial Property :
You can also choose to take Loan Against Property on commercial property (Shop, Office, Showroom etc). While providing loan against property on commercial property, Bank verifies the type of commercial property, its usage and occupancy. You can choose to take Loan Against Property on self occupied property or you can also take Loan Against Property on leased commercial property where rent can be directly escrowed to bank EMI. The maximum loan under this scheme can be up-to 60% of the market value of the property.We are a notable name when it comes to Loan Against Property Services. Avail expert Loan Against Property Services from our company.
We are a leading service provider for the Company Law Matter Consultancy. We are a leading organization, engaged in providing consultation services for Company Law Matters Services. In order to provide the Company Law Matter Consultancy, we have appointed highly diligent professionals, who possess in-depth knowledge of company laws and years of industry experience. As per the rules, any new company is needed to get registered with the Registrar of Companies (ROC) as well as file documents regarding numerous statutory requirements. We help our clients in this area and make their registration easy and as per the rules of the company laws.Our Company Law Matter Consultancy Includes :
Preparation as well as filing of different statutory forms and Annual return having ROC (Registrar of Companies)
Liaising with ROC department
Statutory Audit: required under companies Act, 1956
Drafting of resolutions as well as minutes of Board & general meetings
Creation or deletion of charge against Movable as well as Immovable property of the company
Areas of Operation (Company Law Matters) :
Documentation for filing with Registrar of Companies
Preparation of Minutes of Board Meetings as well as Annual General Meetings
Liaison with Registrar of Companies
Representation before Registrar of Companies as well as Company Law Board
Various other Company Law Matters changing from time to time
Ensure Compliances to the Companies Act
Incorporation of Pvt. Ltd. Limited Companies
Approvals from Foreign Investment Promotion Board
Maintenance of Statutory Registers as well as Records, required under the Companies Act
Arranging and Conducting of Meetings for esteemed Share Holders and Directors
Preparation of Annual Returns as well as Other necessary
We are a leading service provider for the Company Law Matter Consultancy. We are a leading organization, engaged in providing consultation services for Company Law Matters Services. In order to provide the Company Law Matter Consultancy, we have appointed highly diligent professionals, who possess in-depth knowledge of company laws and years of industry experience. As per the rules, any new company is needed to get registered with the Registrar of Companies (ROC) as well as file documents regarding numerous statutory requirements. We help our clients in this area and make their registration easy and as per the rules of the company laws.Our Company Law Matter Consultancy Includes :
Preparation as well as filing of different statutory forms and Annual return having ROC (Registrar of Companies)
Liaising with ROC department
Statutory Audit: required under companies Act, 1956
Drafting of resolutions as well as minutes of Board & general meetings
Creation or deletion of charge against Movable as well as Immovable property of the company
Areas of Operation (Company Law Matters) :
Documentation for filing with Registrar of Companies
Preparation of Minutes of Board Meetings as well as Annual General Meetings
Liaison with Registrar of Companies
Representation before Registrar of Companies as well as Company Law Board
Various other Company Law Matters changing from time to time
Ensure Compliances to the Companies Act
Incorporation of Pvt. Ltd. Limited Companies
Approvals from Foreign Investment Promotion Board
Maintenance of Statutory Registers as well as Records, required under the Companies Act
Arranging and Conducting of Meetings for esteemed Share Holders and Directors
Preparation of Annual Returns as well as Other necessary
We are stalwarts in offering Income Tax Advisory Services to our prestigious customers who are delivered accurately and precisely. Our experienced professionals are capable of developing efficient and cost-effective tax strategies that can help our clients in managing new tax laws according to the legislation and prescribed government norms and guidelines. Backed by years of industry experience, our Income Tax Advisory Services are acknowledged by the clients for their reliability and flexibility. We offer expert consultancy to :
Corporate
Foreign companies
Individuals (both Residents and Non-residents)
Partnership firms
Society and Trusts
We offer the Income Tax Advisory Services to our esteemed clients in below mentioned areas :
Direct Taxation
Personal Taxation
International Taxation with reference to DTAA’s
Foreign taxation
NRI Services
Transfer pricing matters
Tax planning in the above matters
Reducing tax liabilities & risks
Finalization of accounts
We are stalwarts in offering Income Tax Advisory Services to our prestigious customers who are delivered accurately and precisely. Our experienced professionals are capable of developing efficient and cost-effective tax strategies that can help our clients in managing new tax laws according to the legislation and prescribed government norms and guidelines. Backed by years of industry experience, our Income Tax Advisory Services are acknowledged by the clients for their reliability and flexibility. We offer expert consultancy to :
Corporate
Foreign companies
Individuals (both Residents and Non-residents)
Partnership firms
Society and Trusts
We offer the Income Tax Advisory Services to our esteemed clients in below mentioned areas :
Direct Taxation
Personal Taxation
International Taxation with reference to DTAA’s
Foreign taxation
NRI Services
Transfer pricing matters
Tax planning in the above matters
Reducing tax liabilities & risks
Finalization of accounts
We are the distinguished providers of inclusive Investment Consultancy services that aid our corporate clients allocate their investments in the best manner for constant continued returns. Our investment consultancy services are entirely planned to meet the investment requirements of our clients spread all over the country.Policy Feature :
Invest 5000 pm for 10 years & Get Rs. 19,11,818
Invest 10,000 p.m for 10 years & Get Rs. 38,23,636
We are the distinguished providers of inclusive Investment Consultancy services that aid our corporate clients allocate their investments in the best manner for constant continued returns. Our investment consultancy services are entirely planned to meet the investment requirements of our clients spread all over the country.Policy Feature :
Invest 5000 pm for 10 years & Get Rs. 19,11,818
Invest 10,000 p.m for 10 years & Get Rs. 38,23,636
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