Loan Service Providers in Kolkata

Today, property prices are very high and to buy your own property, a property loan has become essential. Thus, we, Shri Krishna properties, provide property loan consultancy to our clients. Reputed amongst one of the trusted Property loan consultants in Kolkata; we work in close and strong association with some of the renowned banks like ICICI Bank and HDFC Bank to get your loan sanctioned conveniently. You can contact us at our office located in Kolkata, West Bengal. We provide guidance to our clients in getting various property loans such as residential property loan, commercial property loan, home loan, loan against property, and more.

The company offers services for the sourcing of the Working Capital Loan and is based in Kolkata. The Working Capital Loans can include Cash Credit, Over Drafts, Packing Credits and Post Shipment Finances. The experience of the company and the astute team of the company ensure that the clients get the best Working Capital Loans on favorable terms.Working Capital Loans Include Cash Credit : Working Capital is also known as Cash Credit. Cash Credit is a facility to withdraw the amount from the business account even though the account may not have enough credit balance. The limit of the amount that can be withdrawn is sanctioned by the bank based on the business cycle of the client and the working capital gap and the drawing power of the client. This drawing power is determined, based on the stock and book debts statements submitted by the borrower at monthly intervals against the security by hypothecating of stock of commodities and/ or book debts. The excess withdrawal of cash is made generally on demand from the customer and the customer has to pay interest on the excess amount he/she has withdrawn. The Cash Credit facility is quite useful to those businesses where cash payment like wages, transportation, cash purchases are to be made and the receivables are not realized in time. We assist our client in availing various other forms of credit facilities. Over Draft Over Draft Against Stock : Traders and manufacturers prefer availing the Over Draft facility against the stock. The value of the stock of goods is assessed by the bank or lending institute and against the same overdraft limit is sanctioned. The amount is gradually settled against the amount of sale of the stock. The value of stock is assessed by physical verification and from the purchase invoices and is ensured that it is fully paid for. Over Draft Against Receivables : Any kind of authenticated receivables like Bills Receivable, Rent Receivables can be pledged as security for the Over Drafts is known as Over Draft Against Receivables. The proceeds of all such receivables are routed through the Over Draft account and immediately settled against the overdrawn amount. However drawings can be allowed against fresh receivables. Thus the amount of receivables remains as a continuing security for all drawings. The bank or lending institute ensures that no other loan or obligation is availed by the customer pledging the same receivables. The amount of receivables and the time required to honor or materialize the receivables are the key factors to determine the limit of Over Draft. Over Draft Against Property : To Avail Over Draft Against Property you have to mortgage your property with the bank or lending institute to get Over Draft Against Property facility. The value of the property generally appreciates hence they are preferred as securities. On defaulting on the settlement of overdrawn amount the bank or lending institute may sell the property to recover the overdrawn amount with interest thereon and balance, if any, is returned to the customer. Packing Credit : Packing Credit is a loan/cash credit facility sanctioned to an exporter in the pre-shipment stage. This loan facilitates the exporter to purchase raw materials at competitive rates and manufacture or produce goods according to the requirement of the buyer and organize to have it packed for onward export. The lending institutions seek a Letter of Credit opened in favor of the exporter from the overseas buyer along with the irrevocable (cannot be canceled once drawn) Purchase Order favoring the exporter. Packing Credit facility will cover all the working capital needs of the exporter including raw materials, wages, packing costs and all pre-shipment costs. Packing Credit is available for generally a period of 90 days and the exporter has to pay lower rate of interest compared to traditional Over Draft or Cash Credit facility. Exporters use this facility so they can bid the most competitive price for export thus gaining more business opportunities for export. Post Shipment Finance : Generally exporters who have availed Packing Credit need finance to clear the Packing Credit availed. This can be done by availing the Post Shipment Finance from the lending institutes or banks. This advance or finance is made available by the lending institutes or banks in the form of export bill discounting facility on raising bills along with the shipping documents and according to the terms and conditions of the L/C issued in favor of the exporter. The usage period generally is between 90 to 180 days starting with the date of shipment. Seller's Credit (extended to exporter) or Buyer's Credit (Overseas Buyer) is the two options available under post shipment finance. It is a most preferred method to finance or fund the export receivables.

Clients lacking adequate funds for purchasing a property should seek professional guidance for the same from professionals. GK Reality is here to resolve all your queries related to loan consultancy in Kolkata (West Bengal). We are aided by a team of professional loan consultants that bring up the right property loan after comparing from the market. At GK Reality, you can purchase the home loan, commercial property loan, residential property loan, and loan against property. Since we are backed by all nationalized banks, clients can get different loans sanctioned in no time.

To get appropriate consultancy for home loans, ours is the name you can trust upon. We, Kasturi Enterprise, are based in Kolkata (West Bengal, India) and offer the best advice to the clients regarding home loans. We have the trusted home loan consultants with us, who have immense expertise in this domain and provide you the appropriate consultancy for any type of home loan as per your specific requirements. Moreover, our service is extremely nominal. We offer our services for Residential Property Loan, Commercial Property Loan, Home Loan and Loan against Property.

Nowadays, getting a property loan is a tricky thing to do. It involves going through numerous procedures and rules, dealing with various banks, following their guidelines, dealing with executives, going through byzantine forms, deliberating the benefits and drawbacks of each form and deciding accordingly. There is, however, a much easier option that consists of dealing with a real estate agent who also works as a property loan consultant. We, at max properties located in Kolkata, West Bengal, offer residential property loan, commercial property loan, home loan, loan against property, etc. Our main area of operation is in Kolkata, West Bengal.

If you are looking for a professional Home Loan Consultant in West Bengal, then you have reached the right destination. Saanvi Real Estate has been providing expert Home Loan Consultancy. We are associated with all Nationalize Banks and are aware of all the procedures involved in applying for a Loan in West Bengal. We help the clients, right from filling the bank forms to compiling the documents and submission of the form. After assessing their regular income and other sources of money, we also provide guidance on the loan amount, they should apply for. At Saanvi Real Estate, we understand that there is nothing that can be compared to the experience of living in one's own house. This sense of security is no more only for the rich or those who inherit property from their forefathers. Anyone can fulfill the dream of living in his or her own house. All you need to do is to contact us and apply for a home loan.

Marking Consultancy with quite an experience is instrumental in providing services of a property loan consultant in West Bengal. We are aided by a group of property loan advisory agents and consultants, who provide complete assistance for completing the paperwork, fulfilling the eligibility criteria, etc. Services are provided to individuals and companies. So, to acquire residential property loan, commercial property loan, home loan, and loan against property, reach us anytime. We have associations with leading loan providers and lending institutions thus, early loan approval and amount disbursement are assured.

Understanding and dealing with the complexities of the financial problems in Real Estate sector can be almost impossible without the constant support or advice of a professional. MR Realty Group is a renowned Property Loan Consultant in Kolkata, West Bengal, offering services for Residential Property Loans, Commercial Property Loans, Home Loans and Loan against Property. We boast of proficiency and efficiency in providing our services because of our associations with major financial institutions and banks such as HDFC and ICICI, which offer excellent loan rates. With our help, obtain the property of your dreams, keeping in mind your comfort, budget and needs without the hassle and the fuss involved in the loan processes. Ring us up to know more today!