Build Operate Transfer Services in Mumbai

(90 service providers available)
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    Home Loan Balance Transfer Service

    Home Loan Balance Transfer Service

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    • TypeFinancial Product
    • UsageTransfer Existing Home Loan Balance To Another Lender For Better Terms
    • Service LocationPan India
    • Interest RateVariable
    • CollateralProperty
    • Repayment MethodEMI (Equated Monthly Installments)
    • Every individual looks forward to having his/her own house. Today, buying a house is no more a luxury. With Rupas Capital Services, availing a home loan is hassle-free and easy. We help you make your dream into an affordable reality. A home loan or housing loan is a secured loan that you can borrow from any bank or lending institution for purchase, construction, extension or renovation of a residential/commercial property. The concerned property acts as a collateral against the loan, i.e. if the borrower fails to repay the loan, the bank or lending institution will retrieve the money by selling the concerned property. Home loan repayments are done through EMI (Equated Monthly Installments) and the amount typically depends on the amount of loan, tenure (number of years the loan is borrowed for) and the rate of interest charged by the bank or lending institution. HDFC started the trend of home loans in 1978. Before 2002, there were no regulations to deal with defaults on home loans. The introduction of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act (SARFAESI) in 2002 gave banks the power to deal with Home Loan defaults. This Act encouraged the banks to foray into the home loan sector. Home Loans are of various types and one can choose the home loan as per your need and affordability. Mentioned below are different types of home loans:   Home Purchase Loan This type of loan is typically borrowed to buy a residential property which includes flats and bungalows. Home Improvement Loan This type of loan is usually borrowed to enhance your home structurally i.e. renovate, repair or refurnish it. Home Construction Loan As the name suggests, this type of loan is borrowed to construct a new home on a piece of land. Home Extension Loan This type of loan is borrowed when an individual wants to extend or add more space to the house. Banks and lending institutions have their own set of eligibility criterions with which they can assess your repayment capacity as a borrower. Your monthly income is the basic factor which is considered to assess your repayment capability. If your monthly income is higher, you will be eligible for a higher home loan. These are some of the basic criterions for availing home loans: Monthly income Your monthly income is the most important consideration for the disbursement of home loan. The amount of home loan usually sums up to 60 times of your income. For example, if your salary is INR 20000 per month, you may be eligible for a home loan of up to INR 12 lacs. Property Attributes Banks typically provide 75% of your property value as the home loan amount. For example, if your property is worth 60 lacs, you can get up to 75% of the value as home loan which calculates to 45 lacs in this case. Credit History Your credit history plays a very important role in deciding the amount of home loan. CIBIL records your credit history based on all your loan transactions and a credit report is prepared. Based on your credit report, you are awarded with a CIBIL score, which is an important factor in deciding the home loan amount you can avail. Age Your age is a crucial determinant for home loan. You must be of a minimum of 18 years to apply for a loan and the maximum age may vary from 58 to 65 years depending on the income source of the individual. Your age is a deciding factor in the tenure (duration) and EMI of the loan. The interest rates in home loans are of two types – Fixed Rate of Interest and Floating Rate of Interest. They are explained as follows: Fixed Rate of Interest As the name suggests, the rate of interest charged on the home loan amount remains constant throughout the loan duration. This means that the EMI amount is fixed and not affected by fluctuations in the market. A fixed rate of interest is beneficial as it helps plan your finances better and in advance. However, it may turn out as a demerit if the market rates are lower than the fixed rate of interest. Floating Rate of Interest Here, the rate of interest on the home loan amount is not fixed. This means that the rate of interest keeps changing as per the market conditions and hence can increase or decrease every month. Hence it is called as floating rate of interest. It proves beneficial at times when the market trends are optimal and allow for lower rate of interest. However, with this type of rate of interest, financial planning becomes difficult as you may end up paying more or less than the previous EMI amount.   Documents Required The documents required to apply for a home loan are: Home Loan Application Form You need to complete the home loan application form with your signature and passport size photographs. Age Proof You require to submit any one of the following as an Age Proof. Aadhaar Card PAN Card Passport Birth Certificate SSC Marksheet Bank Passbook Driving License   Residence Proof Any one of the following can be submitted as a Residence Proof. Aadhaar Card PAN Card Passport Bank Passbook Voter’s ID Card Ration Card Telephone Bill, Electricity Bill, Water Bill, Gas Bill Life Insurance Policy Letter from a recognized Public Authority verifying customer’s address   Income Documents There are two separate income documents required as per the category of individuals – Salaried Individuals and Self-Employed Individuals.   For Salaried Individuals, the income documents required are: Form 16 Certified Letter from Employer Payslip of last 3 months Bank Statements of last 6 months Increment or Promotion Letter Income Tax Returns for past 3 years Any Investment Proofs (like Fixed Deposits, Shares, etc.)   For Self-Employed Individuals, the income documents required are: Income Tax Returns for last 2 years Balance Sheet and Profit & Loss Account Statement of the Firm Business License Details License of Professional Practice Registration Certificate of Establishment Proof of Business Address Firm’s PAN Card and Address Proof (in case of Partnership Firm)   Property Documents In addition to the above documents, these are some of the property documents required for home loan. NOC from Builder Cost of construction of the house Registered Sales Deed, Sale Agreement, Allotment Letter Occupancy Certificate Property Tax Receipts, Maintenance Bills and Electricity Bills Approved Copy of Building Plan Possession Certificate Bank Account Statements showing payments made to the Builder
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    Domestic Money Transfer Services

    Domestic Money Transfer Services

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    Domestic money transfer Services(BRC Services (Regd.) is the most sought after name for Domestic Money Transfer Services in Mumbai (Maharashtra) We have a team of experts, which have comprehensive knowledge about the ins & outs of the whole Domestic Money Transfer process. They make sure that everything is done in a clear and transparent manner.)
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  • Money Transfer Services

    Money Transfer Services

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    Vidya Tours And Travels is a travel agency based in Mumbai (Maharashtra, India). We are engaged in offering excellent money transfer services to the clients at the most reasonable prices. In order to assist the tourists efficiently, we maintain associations with the regional money transfer authorities across India.
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  • Money Transfer Services

    Money Transfer Services

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    gone are the days when transferring the money was a dream. now, people transfer money to different places immediately. there are numerous money transfer services out there but, you never know about the reliability of these service providers. they can fake their promises. you can easily transfer and receive money by using our services of western union, , xpressmoney, etc.
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  • Fat Transfer Treatment Service

    Fat Transfer Treatment Service

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    Dr. Simple Aher is a celebrity Dermatologist, Cosmetologist & Trichologist with her current practice in Mumbai at ‘Skin Lounge’ Clinic having a total 12 years of experience. An Expert in fields associated with skin Treatments ,Hair Treatments and weight management.    Dr Simple Aher has set a benchmark in skin treatment facilities. She offers an exclusive range of USFDA approved,safe,painless and advanced procedures that includes treatments on the face, neck and complete body. The clinic can address problems like acne,scars,fairness and glow, hair growth on scalp,skin tightening ,botox,fillers,vampire facials,face lifts, breast lift, stretch mark, laser hair reduction, hair growth ,butt lift, designer vagina,vaginal tightening and more. Her non-invasive surgeries, through injectable and contouring, make safety and health of her clients a top priority.
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  • Transfer Pricing Study Guide Service

    Transfer Pricing Study Guide Service

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    Our company renders reliable Transfer Pricing Study Guide Service. We have on board a team of qualified and dedicated professionals, who have immense knowledge in this domain. Timely execution and high reliability are some of the attributes of our Transfer Pricing Study Guide Services. In order to satiate the variegated requirements of the clients, we render customized services as per their requirements. One can obtain the services at market-leading prices from us.
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  • Balance Transfer Services

    Balance Transfer Services

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    Our Balance Transfer Services streamline your finances by consolidating high-interest debt onto a single, low-interest card. Enjoy the convenience of one monthly payment and potentially lower interest rates, saving you money in the long run. With our seamless process, you can transfer balances quickly and easily, freeing yourself from the burden of multiple payments. Take control of your financial future and simplify your debt management with our efficient Balance Transfer Services.
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  • Transfer Pricing Services

    Transfer Pricing Services

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    No doubt, in saying that transfer pricing environment is constantly changing, raising not only risks but opportunities also. Transfer pricing involves pricing of assets or services within an organization. The rules to transfer pricing are complex but if identified within time can help generate significant benefits like reduction in overall corporate tax rate by complying with each taxing authorities. Ensuring an effective transfer strategy means proactive in planning, management of risk documentation and dispute resolution. We recognize our clients with transfer pricing strategies that significantly help adding value to business projects, maximize efficiencies and certainly minimize global tax liabilities.   How our efficient team works? Develop economically supportable transfer pricing policies Help documenting transfer pricing policies Transfer pricing planning Build proactive, pragmatic and well-integrated strategies Implement structure that cope with your business quite well   For more information about transfer pricing, speak with our professional's immediately!
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  • Box Build Service

    Box Build Service

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    We are offering box build service. We work with select partners audited and approved by us and source plastic and metal enclosures, precision components, rubber and silicon parts for building complete systems and boxes for our customers customized as per their requirement in terms of colour, specific material, size and weight.
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  • Airport Transfer Service

    Airport Transfer Service

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    We offer airport transfers and Cruise pick-up & drop. Moreover, we have a range of owned cars including premiums cars like Audis, BMWs and Mercs.
  • International Money Transfer

    International Money Transfer

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    International money transfer services.
  • Fat Transfer Treatment Service

    Fat Transfer Treatment Service

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    Fat Transfer Treatment Service, Business Logo Labels, Skin Lounge Clini
  • money transfer & forex

    money transfer & forex

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    money transfer & forex, Foreign Exchange Service
  • Design Build Services

    Design Build Services

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    We are providing Design Build Services.
  • Build Operate Maintain Transfer Model

    Build Operate Maintain Transfer Model

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    Build Operate Maintain Transfer Model, Application Maintenance Service
  • Data Transfer Services

    Data Transfer Services

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    Data Transfer Services, Short Codes Service
  • Inward Money Transfer Service

    Inward Money Transfer Service

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    Inward Money Transfer Service, Working Capital Funding, Remittance Processin
  • Cash Transfer MT103 No Manual

    Cash Transfer MT103 No Manual

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    Cash Transfer MT103 No Manual, Offshore Accounting Servic
  • Transfer Printing Service

    Transfer Printing Service

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    Transfer Printing Servic
  • Online Money Transfer Services

    Online Money Transfer Services

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    Online Money Transfer Services, Banner Printin
  • Share Transfer Services

    Share Transfer Services

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    Share Transfer Services, Demat Account Services, Loans against Share
  • Swift Transfer Services

    Swift Transfer Services

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    Swift Transfer Service
  • Transfer Pricing

    Transfer Pricing

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    Transfer Pricing, Management Consulting, Direct & Indirect Tax Managemen
  • Money Transfer Services

    Money Transfer Services

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    Money Transfer Services, Foreign Exchange Service, Travel Insuranc
  • International Money Transfer Online

    International Money Transfer Online

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    International Money Transfer Online, Transfer Money Abroa
  • Airport Transfer Service

    Airport Transfer Service

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    Airport Transfer Service, Corporate Event, City Tou
  • Embryo Transfer Service

    Embryo Transfer Service

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    Embryo Transfer Service, Infertility Treatment, PCOD, Egg Freezin
  • Domain Name Transfer

    Domain Name Transfer

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    Domain Name Transfer, Remote Backup, E Mail Marketing Service
  • Domain Name Transfer

    Domain Name Transfer

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    Domain Name Transfe
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