General Insurance Services in Delhi (58 service providers available)

Fire, Marine, Motor, Accident, Foreign travel, Property, Jewellery and other miscellaneous non-life insurance.

General Insurance or Non-life Insurance policies is a practical option for every person who would like to live a risk-free life. Risk is associated with everything and so, it is important to secure all the things that we own and that security is provided by insurance. General insurance covers insurance policies fire, marine, motor, accident and other miscellaneous non-life insurance.

We offer complete General Insurance Services such as, corporate insurance, medical insurance for individuals and groups, vehicle insurance and insurance of other movable and immovable assets from fire, theft or natural disasters. We are based in Delhi, India and our experienced advisors, ensure that you get the best deal at the lowest premiums from the most reliable service providers. We are one of the most dependable service providers offering General Insurance Services.

General insurance, often referred to as non-life or property and casualty insurance, is an essential part of protecting your assets and mitigating risk. At Riskbirbal, we offer a wide range of general insurance policies designed to safeguard your property, assets, and provide liability coverage for unexpected events.

In insurance, a situation in which a loss, resulting from a deliberate act of sacrifice to save other goods, is shared by the insurers concerned (such as the insurer of a vessel and the insurer of its cargo where part of the cargo has been jettisoned – and lost – to save the ship). Life with all its wonderful opportunities has its own share of hazards. Hazards and dangers with their variety and sudden improbability require strength and resourcefulness on one's part so that they can be duly encountered. General Insurance seeks to cover protection against different areas of hazards including property, enterprise, vehicle, money lending and various other forms of professional casualties, except the casualty of death.   Why Requirement of General Insurance? Ensuring an agreement between the insurers and insured which forms the basis of its financial transactions, general insurance sells products and policies safe guarding various facets of property centric risks. It seeks to protect home or immovable properties against the various natural perils of fire, flood, storm, inundation and earthquake. It also covers risks pertaining to theft and burglary. Factory and its associated installations, along with breakdown of machinery may also come under the domain of general insurance. Besides immovable property, even movable property comes under General Insurance's protective domain. There are general insurance products or policies covering the interests of automobile owners and those of cargo owners. Insurance against time bound damages caused naturally over time and those of theft, shipwreck and accidents where the insured had no direct role to play in its occurrence also come under its protective purview. There are particular policies seeking to protect the hulls of ships on account of their greatest exposure to risks. Some of the areas related to general insurance are geared to benefitting individual personality. Commonly known as personal insurance, accident and health insurance are offered by such beneficial products without catering to the risk of death. Such insurance generally covers the cost of hospitalization by way of reimbursing the victims or at times give way to cashless hospitalization. It is important to note that accidental insurance and health insurance have enough products of different customizations to cater to the insurance of an individual or a group of individuals. For example employees working under an organization may come under its purview. Group insurance is cheaper because the insured can avail of discounts of various types. Liability insurance catering to the liability of a third party comes into play when there is a risk to another person's life or health on account of the owner's property and the owner is legally bound to compensate Thus for meeting hazardous situations arising out of a legal course of action, liability insurance which is also a part of general insurance, becomes beneficial. Car owners, house owners, factory owners and medical practitioners may come under the domain of liability insurance. There are policies specially made keeping in mind the target group or groups of individuals whose business may come under the risk of legal suits. Even credit insurance seeking to protect the interests of private money lenders and financiers are protected by general insurance. To cater to contingencies arising in course of traveling requisite general insurance on part of travelers is known as travelers' insurance. Pet insurance, an idea common in the west, seeks to cover the relative expenses involved with regard to the maintenance of pets and other domestic animals. Even the loss of pet is covered under this special branch of general insurance known as the pet insurance. Similarly there are insurances to cater to the risks of private as well as public event management groups. Usually the actual value of the property, together with the anticipated value of loss is counted for the purpose of insurance cover. Accordingly the price and premium of a policy are determined. If the actual value of the property is not highlighted, as part of its risk calculation; in the event of its occurrence in reality, the owner will be required to pay additional premium. Actuaries- a special group of professionals play an important part as far as pricing and premium evaluation of a product related to general insurance is concerned. Most of the policies involve advance payment of premium; while only a few of them are adjustable with premium payment being dependent on annual profit turnover or average value of stock. For every individual and all forms of property holders, general insurance is a must. Damage partial or complete may be shattering; but general insurance serves to mitigate the extent of damage. Similarly industrial units and business houses need to protect their unit and seek adequate cover for various costs of repairs. They also need resources to counter the risk of liabilities. General insurance extends protection to all these risk prone areas. Awareness is necessary along with ones exposure to the possible risk elements so as to avail of its maximum benefit. As far as availing of its maximum benefit is concerned, it is all about buying the right policy. For this a prospective policy holder needs to make a due calculation of the risks of loss. A good policy from his point of view should be cost effective where the quantitative amount of loss is higher than the total cost of insurance and yearly premium to be entailed as part of a general insurance policy. We are a distinguished General Insurance Service Provider based in India.

We render highly reliable Insurance Services in India. We efficiently deal in General insurance services. We have professional associations with major insurance companies in the country so that you are provided with the best available quotes..

We are providing all types of Insurances (Motor Insurance, Show-room Insurance, Jwellers Showroom Insurance, Medical Insurance, Liability Insurance, Workmen Compensation Policy, Contractors' All Risk Policy, Plant & Machinery Inurance etc.

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General Insurance

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